Comparisons
Running a second file index is a real decision with real costs. Here is when it is worth it and when it is not.
None of it is free, and pretending otherwise does nobody a service.
~/Library: mail attachments, app data, container filesfilename index does not do at all
For one week, notice every time file search disappoints you — slow, incomplete, or outright wrong. If that is once or twice, keep your money; Spotlight is fine and free. If it is several times a day, the papercuts are real and a second index removes a specific, recurring friction.
The common setup is both: Spotlight for content, launching, maths and system search; a filename index for locating files fast and completely. They share nothing, conflict nowhere, and each covers the other's weakness. Adding one does not mean abandoning the other — and for most people who add one, that is exactly why it sticks.
Only if Spotlight's specific failures — speed, ~/Library, external drives, filename ranking — cost you time regularly. Otherwise Spotlight is fine.
A filename index is light and event-driven. The overhead is minor; the question is whether the benefit justifies any at all.
Everywhere keeps track of every file on your Mac — including the folders Spotlight hides and drives you have unplugged. Free for a day, then $19 once.
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